IRS Identity PIN: What It Is & Why It Helps

If you want an extra layer of security against tax-related identity theft, the IRS Identity Protection PIN (IP PIN) is one of the simplest steps you can take.

🧾 What’s an IP PIN?

An IP PIN is a unique 6-digit code that only you and the IRS know. It prevents fraudsters from filing a tax return in your name—even if you’re not required to file.

🌐 How to Get One

• Log into your IRS Online Account (or create one)

• Request the IP PIN under your profile

• You’ll need to verify your identity during setup

• Once enrolled, the IRS will send you a new PIN each year

📬 Important: Keep the IRS Letter

Each year, the IRS will mail you a notice with your new IP PIN. Keep it in a safe spot—your tax preparer will need the PIN to e-file your return. Without it, the IRS will reject the return.

👥 Who Can Get One?

• Anyone with a Social Security Number or ITIN

• Available even if you live abroad

• Optional for most taxpayers, but highly recommended—especially if you’ve experienced identity theft

🚫 Watch for Scams

The IRS will never ask for your IP PIN by phone, email, text, or social media. If you receive such a request, it’s a scam.

Want help setting one up or deciding if it’s right for you? I can walk you through the process and answer your questions.